Home Lending Underwriter I - #8010793

NBT Bank


Date: Jun 10, 2021
City: Sherburne, NY
Contract type: Full time
NBT Bank
Norwich or Utica
New York

Responsibilities


Responsible for underwriting equity or mortgage loan applications ensuring bank, policy, program, investor and insurer guidelines are adhered to. Assures the integrity of the decision by comparing the loan file and supporting documentation data with system data for accuracy. Complies with all policies, procedures and regulations. Answers questions that pertain to policy and procedure of Home Lending

Auto req ID


4971BR

Type of Employment


Full-Time

Department


Mortgage Origination

Education/Experience


  • 3 years of underwriting experience with satisfactory performance or equivalent experience

  • 4-Year degree in business or equivalent education and experience desired

Skills and Abilities


  • Strong personal and/or real estate lending background, including various Investor and Insurer guidelines

  • Strong organizational skills

  • Strong analytical and problem-solving skills

  • Excellent communication skills (written and oral)

  • Excellent customer service skills

  • Strong computer proficiency - i.e. Microsoft Word, Excel and the Internet

  • Proficient understanding of Loan Origination and Automated Underwriting Systems

  • Proficient in analyzing self-employed borrowers

  • Strong mathematical skills

Unique Job Requirements & Characteristics


NMLS Certification required or ability to obtain upon hire.

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